Top 10 Coastal Investment Locations in the UK (ordered by price to income ratio) 4-6
4: Gower Peninsula, Swansea
- Average house price: £427,888
- Projected gross annual revenue as a private rental: £22,056
- Private PTI ratio: 19.4
- Projected gross annual revenue as a holiday let: £28,672
- Holiday-let PTI ratio: 14.9
- Flood risk: Low
With a relatively low flood risk and high annual revenue, the Gower Peninsula is a desirable coastal location that balances affordability with profitability.
5: Dunbar, Scotland
- Average house price: £333,023
- Projected gross annual revenue as a private rental: £16,356
- Private PTI ratio: 20.4
- Projected gross annual revenue as a holiday let: £21,263
- Holiday-let PTI ratio: 15.6
- Flood risk: Low
Dunbar provides a solid investment opportunity with consistent rental yields, making it attractive despite its slightly higher PTI. Going down the holiday-let route for this location could knock up to 4.4 years from the time it takes to be in profit.
6: Bognor Regis, West Sussex
- Average house price: £377,450
- Projected gross annual revenue as a private rental: £16,116
- Private PTI ratio: 23.4
- Projected gross annual revenue as a holiday let: £20,951
- Holiday-let PTI ratio: 18
- Flood risk: High
A high flood risk is a factor to really consider in Bognor Regis, but strong rental returns still make it an interesting prospect for investors willing to mitigate climate-related risks.
