The new range offers a reduced rate after the first two years

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The rate reductions follow the launch of the society's new first-time buyer range

Rates have dropped by up to 0.20% across the bank’s Near Prime range and by up to 0.15% across its Prime range.

This time last year (July 2023) average mortgage rates for a 2-year fix (85% LTV) peaked at 6.35%.

The lender has adjusted its rates following positive news with swaps

In addition to the launch of a new product range, Landbay has also made further rate reductions and new product additions.

The lender has launched two new products with a 3% fee