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"With rate reductions come more optimism and an increase in market activity for our broker partners and us. But as demand grows, our broker partners can be assured that transparency and efficiency remain a priority as the market gets busier"
- Paul Adams - Pepper Money
Pepper Money has announced price reductions of 0.20% across its entire 2- and 3-year product range. Further cuts of 0.10% were also made on its 5-year range.
These improvements can help support a range of customers, including the self-employed, those with recent adverse credit, and first-time buyers.
Paul Adams, (pictured) Sales Director at Pepper Money, says: “We’re really pleased to make further rate reductions across our specialist mortgages range. Following the recent election results and favourable movements in swaps, we’re reducing our rates again to pass this on to customers as quickly as possible.
“With rate reductions come more optimism and an increase in market activity for our broker partners and us. But as demand grows, our broker partners can be assured that transparency and efficiency remain a priority as the market gets busier.
“Pepper Money was recently named the top specialist lender and the highest-ranked lender overall in the latest Mortgage Lender Benchmark survey by Smart Money People, and we’ll continue supporting our new, lower rates with an ongoing commitment to award-winning service delivery.
“As part of this commitment, we believe that phone conversations are better than emails, and so our underwriters call a broker after they’ve submitted an application. This is part of our human approach, helping to provide greater confidence and certainty, with real people at the end of the phone looking to help.
"Plus, any declines are reviewed by a senior underwriter to give every application a potential second chance. These reduced rates, coupled with our award-winning service could make your next customer better with Pepper.”