Specialist buy-to-let mortgage provider, Zephyr Homeloans has announced it is reducing rates on its two-year and five-year mortgage products by 10 basis points.
For properties with an A to C-rated energy performance certificate, Zephyr is now offering:
- 3.19% on a two-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee
- 4.80% on a five-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee
- 3.39% on a two-year, fixed-rate mortgage for HMOs (houses of multiple occupancy) and MUFBs (multi-unit freehold blocks) up to 65% LTV, with a 7% fee
- 5.00% on a five-year, fixed-rate mortgage for HMOs and MUFBs up to 65% LTV, with a 7% fee
And for properties with an EPC rating of D or E:
- 3.29% on a two-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee
- 4.85% on a five-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee
- 3.49% on a two-year, fixed-rate mortgage for HMOs and MUFBs up to 65% LTV, with a 7% fee
- 5.05% on a five-year, fixed-rate mortgage for HMOs and MUFBs up to 65% LTV, with a 7% fee
Zephyr said that its fixed-rate mortgage products are also available with a 0% or 3% fee option.
Paul Fryers, Managing Director at Zephyr Homeloans, said: “We’re doing everything we can to ensure that brokers get the fastest access to new deals to help them best service their landlord customers.”