United Trust Bank Mortgages has announced that it has hit the New Year running by adding a range of 90% Loan to Value two, three and five-year fixed mortgage products to its specialist range.
According to the lender, the new products are suitable for first-time buyers, home movers and those who are remortgaging and are available now.
The newly launched mortgages are the first of a series of product and criteria enhancements UTB is planning to introduce this month as part of its ‘Get January Jumping’ campaign.
UTB's newly launched 2, 3, and 5-year fixes are available for mortgage terms of up to 40 years and for customers who will be up to 85 years old by the end of the term. Flexible criteria suit a wide range of customer profiles including those with complex and self-employed income and impaired credit history.
The products are available for a wide range of properties including various non-standard construction types and those in unfavoured locations including high rise apartments and those near commercial properties.
Buster Tolfree, (pictured) Director of Mortgages - United Trust Bank, commented: “We know how difficult it is for brokers to place higher LTV deals for their specialist customers so we think this new set of 90% products will help them get 2025 off to a great start.
"Even better is that this is just the first of a series of enhancements we’re making in January to make it even easier for brokers to recommend UTB mortgages to their customers. Look out for the next exciting instalment coming very soon!”
