Pete Mugleston, MD and Mortgage Expert at Online Mortgage Advisor explores how regional policies and regulations can affect mortgage options and affordability.

This time last year (July 2023) average mortgage rates for a 2-year fix (85% LTV) peaked at 6.35%.

First-time buyers and buy-to-let landlords are continuing to benefit from an increase in available mortgage products.

The latest cuts mark the third time in two weeks the lender has reduced its rates on residential products.

Pete Mugleston, MD and Mortgage Expert at Online Mortgage Advisor explores mortgage insurance - what it is, what it covers, and whether or not you really need it.

There has been a significant increase in purchase mortgage searches in six major Northern cities.

The society has also extended the end dates on mortgage products.

One in five prospective homebuyers intend on making their home more energy efficient in the hope of a more favourable mortgage deal

Rates on the lender's second charge A Plan now start from 11.98%

Octopus Energy recently partnered with Perenna to launch the ‘Zero Energy Bills’ home mortgage