"Clients and brokers alike are obviously delighted when you can help at short notice with a mortgage, particularly if it gets them out of a hole"
- Tim Parkes - Raw Capital Partners
RAW Capital Partners has successfully issued a buy-to-let mortgage in just ten days, ensuring the client did not miss two new investment opportunities or lose fees after a different lender had let them down.
The Guernsey-based investment management firm, through the RAW Mortgage Fund, specialises in providing tailored financial solutions to foreign nationals, UK expats, and Channel Islanders.
In this case, a London-based broker approached RAW Capital Partners for a BTL mortgage after another lender’s loan fell through. The borrower, who was based in the Far East, needed an urgent mortgage solution worth £1.3 million to complete the purchase of two London properties.
The process began when the broker messaged RAW via WhatsApp at 6pm on a Tuesday evening. Within minutes, RAW agreed to look into the case, which was then approved by the RAW Capital Partners credit committee at 8:45am the following morning. Valuations took place the next day, and RAW then issued formal documentation to the borrower’s solicitor.
The mortgage was delivered the following week, allowing the client to complete on their purchase within the necessary 10-day period and avoid losing out on fees they had already paid during the process.
This is not the first time that RAW Capital Partners has demonstrated its ability to provide finance at speed. In October, the lender delivered a BTL mortgage in just four days.
“Clients and brokers alike are obviously delighted when you can help at short notice with a mortgage, particularly if it gets them out of a hole," explained Tim Parkes, CEO of RAW Capital Partners, "In this case, the borrower could have lost out on a great opportunity, as well as a significant amount of money due to lost fees.
He added, “At RAW we have always prided ourselves on our ability to react rapidly to enquiries and deliver what the market typically struggles to do: a simple mortgage in a timely fashion. It’s fabulous to get 2025 off to a flying start with a fantastic client story and build on our relationship with the broker.”
