White Rose’s members will now have access to Landbay’s innovative range of products and instant decision in principle. Landbay’s products include a green mortgage range with reduced rates for energy-efficient properties, and products for houses of multiple occupation at rates usually only seen on residential buy-to-let mortgages. Landbay’s HMO mortgages are available for buildings with up to 12 rooms.
White Rose’s appointed representatives will be able to access Landbay’s broad array of specialist buy-to-let mortgages which combines flexibility with creativity. This will enable them to cater for a variety of cases, including portfolio landlords, first-time landlords, HMOs, multi-unit freehold blocks (MUFBs), limited companies and new build properties.
Joela Jenvey, head of networks and clubs at Landbay, said: “This partnership will bring our market-leading products to a new group of appointed representatives and their clients. Our specialist team will provide White Rose’s team with support to place even their most complex buy-to-let cases.
“With the rising popularity of HMOs and MUFBs, as well as green mortgages for properties with an EPC rating of C and above, our experienced underwriters are on-hand to provide maximum flexibility on every case.”
Simon Burke, operations director at White Rose, adds: “With direct access to the underwriter, a proactive approach, and great rates, Landbay is a great partner for funding our clients’ deals. Also, its in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled nature to lending make them the perfect lending partner to deal with the most complex cases.”