According to the lender, the Buy to Let range is now available for loans from £100,000 up to a maximum of £1,000,000. and are available for landlords, individual purchasers or through SPV, First Time Buyers, and Expats.
Qualifying property types include individual units including flats, flats above commercial units, Ex LA, HMOs and MUBs.
Loans will have a maximum loan-to-value of 80% for individual units, HMOs and MUBs, and 75% LTV for Expats. Rates range from 5.9% to 6.24% and there are no early repayment charges during the first two years of the variable term.
The residential range is available for loans from £75,000 up to a maximum of £2,000,000, with products are available to all customers, including purchase, remortgages, FTB, debt consolidation and capital raising, as well as the full range of properties. Initial rates range from 5.49% up to 6.34%, with 75% to 85% LTV for FTB’s, purchase, and remortgage and available across all adverse tiers.
Loan terms range from five years up to 40 years across both buy-to-let and residential ranges.