"Every borrower and every portfolio is different, that’s just real life. "
Rates now start from 3.09% for a two-year fixed rate at 70% LTV with a completion fee of 1.5%.
A five-year fixed rate is available at 4.02% with no fees and £500 cashback, or 4.05% with a 1.5% completion fee.
The Mortgage Lender's deputy chief executive, Peter Beaumont, said: “The buy-to-let market is becoming more sophisticated in its structure with borrowers choosing a variety of governance options to run their portfolios.
“That means every borrower and every portfolio is different, that’s just real life. These changes reflect that growing sophistication and give brokers and borrowers an increased range of fee and interest options to suit all circumstances.”